As you know the credit cards services are not cheap, the rates increase avery few monts or one year. Stripe suggests to use Payment Links. They suggest with a very cheap and good price. Please consider to use this way to manage payments, if it is not used in your components.
We will have to look at their documentation to see if it could be implemented. From our quick look, it works almost the same with Stripe Checkout, so I don't know why the new payment API has a lower rate.
